:root{--primary:#13294B;--gold:#D4AF37;--bg:#f6f8fb;}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Segoe UI,Arial,sans-serif;background:var(--bg);color:#333;line-height:1.6}
.container{width:min(1180px,92%);margin:auto}
.hero{background:linear-gradient(135deg,#13294B,#1e467d);color:#fff;padding:90px 0;position:relative}
.overlay{position:absolute;inset:0;background:radial-gradient(circle at top right,rgba(255,255,255,.12),transparent 40%)}
.hero-content{position:relative;z-index:1;text-align:center}
.badge{display:inline-block;background:rgba(255,255,255,.15);padding:8px 18px;border-radius:30px}
.hero h1{font-size:3rem;margin:20px 0}.hero h1 span{color:var(--gold)}
.hero p{max-width:760px;margin:0 auto 30px}
.hero-buttons,.actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn{padding:13px 24px;border-radius:10px;text-decoration:none;font-weight:700;transition:.3s}
.primary{background:var(--gold);color:#13294B}.primary:hover{transform:translateY(-2px)}
.secondary{border:2px solid #fff;color:#fff}.card .secondary{border-color:var(--primary);color:var(--primary)}.card .secondary:hover{background:var(--primary);color:#fff}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:50px}
.stats div{background:rgba(255,255,255,.08);padding:20px;border-radius:15px}
.section{padding:80px 0}.light{background:#fff}
.section-title{text-align:center;color:var(--primary);margin-bottom:40px;font-size:2.2rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:30px}
.card{background:#fff;border-radius:18px;padding:30px;box-shadow:0 15px 40px rgba(0,0,0,.08);position:relative;transition:.3s}
.card:hover{transform:translateY(-8px)}
.featured{border:2px solid var(--gold)}
.ribbon{position:absolute;top:15px;right:15px;background:var(--primary);color:#fff;padding:6px 12px;border-radius:20px;font-size:.8rem}
.price{margin:20px 0}.price del{display:block;color:#888}.price span{font-size:2.2rem;color:var(--gold);font-weight:800}
.card ul{padding-left:18px;margin-bottom:25px}
.grid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.grid4 div{background:#f9fbff;padding:25px;border-radius:15px;text-align:center}
.grid4 i{font-size:2rem;color:var(--gold);margin-bottom:12px}
.chips{display:flex;flex-wrap:wrap;gap:15px;justify-content:center}
.chips span{background:#fff;padding:12px 22px;border-radius:30px;box-shadow:0 5px 15px rgba(0,0,0,.08)}
.cta{background:var(--primary);color:#fff;text-align:center;padding:70px 0}
.cta p{margin:20px auto;max-width:700px}
@media(max-width:768px){
.hero h1{font-size:2.1rem}
.stats{grid-template-columns:repeat(2,1fr)}
}

.hidden{
    opacity:0;
    transform:translateY(40px);
    transition:all .7s ease;
}

.show{
    opacity:1;
    transform:translateY(0);
}

#programs .card p{
    color: #101010;
}